H.E.L.P. Solutions
 H.E.L.P. offers you a quick solution for your consolidation needs. If you have multiple private student loans, H.E.L.P. puts an end to your student loan juggling with one easy-to-manage consolidation loan and one simple payment. Why deal with the hassle of multiple student loan bills each month when you can pay just one?
H.E.L.P. Support
H.E.L.P. offers all the support and answers you’re looking for — fast, online, and right at your own computer.
 With H.E.L.P.’s experienced student loan consolidation advisors, you’ll receive top-quality support and the information you need to consolidate all your outstanding student loans.
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Cut payments on your private student loans by up to 45%*
H.E.L.P. is not currently accepting any new applications for private consolidation loans.
With H.E.L.P.’s no-hassle online application, you can get on the fast track to affordable payments, low rates, and one easy-to-manage consolidated loan for all your eligible private student loans. There are NO application fees, and over 40 percent of our customers are approved without a co-signer.† Just complete the simple four-step online application, and you could be on your way to lower monthly payments. Consolidation is student loan repayment made easy.
- $0 application fees
- Fast and easy online application
- Over 40% approved without a co-signer†
- Cut your student loan payments by up to 45%*
- Make low, interest-only payments‡
- Get up to 30 years to repay
- 1 easy monthly payment
- No prepayment penalties.
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* In the first year of repayment. Your actual payment reduction may vary and will depend on your qualifying interest rate, repayment plan, and the terms of your loans. Although a Private Consolidation Loan may allow you to reduce your monthly payments by extending your repayment term and/or allowing you to initially make interest-only payments, the total cost of your loan may be higher due to (1) the interest accruing over a longer period of time and/or (2) interest accruing on a principal balance that isn’t initially being paid down. You may choose to pay more than the interest-only payment amount and/or repay your Private Consolidation Loan in less than 30 years with no prepayment penalties.
† Co-signer not required provided the applicant meets minimal credit requirements.
‡ Interest-only payment option is available for the first two years (24 months) of repayment.
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