Why H.E.L.P. ?
 Private Student Loan Consolidation — that’s all we do at H.E.L.P.
We’re the experts who work hard and know how to get you the lowest payments possible. Our experts will combine all your eligible private student loans into one easy-to-manage consolidation loan with one convenient monthly payment that will let you breathe easier.
No-Hassle Consolidation
Consolidation. Big word, simple process.
 You’ve already done the hard part, going through the steps of getting your private student loans. Now it’s a cinch to combine them all into one no-hassle loan with one monthly bill and one straightforward payment.
Use those college smarts to make your student loan repayment convenient and affordable. Consolidate your private student loans through H.E.L.P. today. |
About H.E.L.P.
H.E.L.P. is the place to get the Private Consolidation Loan that could cut your monthly student loan payments and take the hassle out of repaying your private student loans.
The experts at H.E.L.P. have one goal: to get you the best rate, lowest payments, and easiest repayment plan that fits your financial goals. Well- versed in the student loan industry, H.E.L.P. experts know the ins and outs of the student loan consolidation business. With their knowledge and dedication, they’re an invaluable resource for all your student loan consolidation needs.
What are Private Student Consolidation Loans?
A Private Consolidation Loan bundles all your eligible private student loans into a single loan with a single monthly payment.
- No application fees
- Low interest rates
- No prepayment penalties/li>
- 1 low monthly payment to 1 lender
Private Consolidation Loans simplify your student loan repayment and can help make your monthly student loan payments more affordable.
When you consolidate your private student loans, you can get up to 30 years to repay, and you could cut your monthly payments by up to 45 percent!*
* In the first year of repayment. Your actual payment reduction may vary and will depend on your qualifying interest rate, repayment plan, and the terms of your loans. Although a Private Consolidation Loan may allow you to reduce your monthly payments by extending your repayment term and/or allowing you to initially make interest-only payments, the total cost of your loan may be higher due to (1) the interest accruing over a longer period of time and/or (2) interest accruing on a principal balance that isn’t initially being paid down. You may choose to pay more than the interest-only payment amount and/or repay your Private Consolidation Loan in less than 30 years with no prepayment penalties.
† Co-signer not required provided the applicant meets minimal credit requirements.
‡ Interest-only payment option is available for the first two years (24 months) of repayment. |