Applying is easy.
With H.E.L.P.’s no-hassle online application, you can get started on a private consolidation loan in just minutes to get on the fast track to affordable payments, low rates, and one easy-to-manage bill for all your private student loans.
There are NO application fees, and over 40 percent of our customers are approved without a co-signer.*
Just complete the simple four-step online application, and you could be on your way to lower monthly payments.
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Learn more about student loan consolidation.
The student loan experts at H.E.L.P. are here to answer your questions and make the consolidation process go as smoothly as possible.
It’s as easy as 1, 2, 3!
Your Private Consolidation Loan will bundle all your eligible private student loans into one easy-to-manage loan at a low interest rate with a convenient repayment plan and absolutely no application fees. And that adds up to one easy payment!
- No application fees
- No prepayment penalties
- Low interest rates
- 1 convenient monthly payment
Lower your monthly payments and get more time to repay.
Consolidate your student loans with H.E.L.P., and you could cut your monthly payments by as much as 45 percent!
You can choose to make low, interest-only payments for the first two years, and you’ll get up to 30 years to repay..
Apply FREE - it's quick, simple, and secure.
Apply online in minutes with our simple four-step application - it’s fast, easy, and secure. Ande completely FREE!
- No hassles
- No phone calls
- No runaround
* In the first year of repayment. Your actual payment reduction may vary and will depend on your qualifying interest rate, repayment plan, and the terms of your loans. Although a Private Consolidation Loan may allow you to reduce your monthly payments by extending your repayment term and/or allowing you to initially make interest-only payments, the total cost of your loan may be higher due to (1) the interest accruing over a longer period of time and/or (2) interest accruing on a principal balance that isn’t initially being paid down. You may choose to pay more than the interest-only payment amount and/or repay your Private Consolidation Loan in less than 30 years with no prepayment penalties.
† Co-signer not required provided the applicant meets minimal credit requirements.
‡ Interest-only payment option is available for the first two years (24 months) of repayment. |